Please note
Below are some examples which we hope will assist you. The 3% example is to enable you to compare the use of money in a savings/deposit account with projected growth on an investment asset management account.
100,000 invested over 10 years
| Investment term in years |
Initial investment amount |
Annual rate of growth |
Quarterly withdrawals |
Withdrawal amount |
Investment value at end of period |
| 10 |
100,000 |
3% |
Yes |
750 |
100,870 |
| 10 |
100,000 |
6% |
Yes |
1,500 |
100,408 |
| 10 |
100,000 |
8% |
Yes |
2,000 |
101,809 |
| 10 |
100,000 |
10% |
Yes |
2,500 |
101,414 |
| 10 |
100,000 |
12% |
Yes |
3,000 |
102,285 |
100,000 invested over 20 years
| Investment term in years |
Initial investment amount |
Annual rate of growth |
Quarterly withdrawals |
Withdrawal amount |
Investment value at end of period |
| 20 |
100,000 |
3% |
Yes |
750 |
100,870 |
| 20 |
100,000 |
6% |
Yes |
1,500 |
101,151 |
| 20 |
100,000 |
8% |
Yes |
2,000 |
102,606 |
| 20 |
100,000 |
10% |
Yes |
2,500 |
105,244 |
| 20 |
100,000 |
12% |
Yes |
3,000 |
109,826 |
150,000 invested over 10 years
| Investment term in years |
Initial investment amount |
Annual rate of growth |
Quarterly withdrawals |
Withdrawal amount |
Investment value at end of period |
| 10 |
150,000 |
3% |
Yes |
1,000.00 |
155,938.00 |
| 10 |
150,000 |
6% |
Yes |
2,200.00 |
153,330.00 |
| 10 |
150,000 |
8% |
Yes |
3,000.00 |
153,909.00 |
| 10 |
150,000 |
10% |
Yes |
3,750.00 |
152,122.00 |
| 10 |
150,000 |
12% |
Yes |
4,500.00 |
153,427.00 |
150,000 invested over 20 years
| Investment term in years |
Initial investment amount |
Annual rate of growth |
Quarterly withdrawals |
Withdrawal amount |
Investment value at end of period |
| 20 |
150,000 |
3% |
Yes |
1,000.00 |
153,036.00 |
| 20 |
150,000 |
6% |
Yes |
2,200.00 |
151,726.00 |
| 20 |
150,000 |
8% |
Yes |
3,000.00 |
153,909.00 |
| 20 |
150,000 |
10% |
Yes |
3,750.00 |
157,866.00 |
| 20 |
150,000 |
12% |
Yes |
4,500.00 |
164,740.00 |
250,000 invested over 10 years
| Investment term in years |
Initial investment amount |
Annual rate of growth |
Quarterly withdrawals |
Withdrawal amount |
Investment value at end of period |
| 10 |
250,000 |
3% |
Yes |
1,850.00 |
251,379.00 |
| 10 |
250,000 |
6% |
Yes |
3,750.00 |
251,020.00 |
| 10 |
250,000 |
8% |
Yes |
5,000.00 |
252,023.00 |
| 10 |
250,000 |
10% |
Yes |
6,200.00 |
256,922.00 |
| 10 |
250,000 |
12% |
Yes |
7,500.00 |
255,712.00 |
250,000 invested over 20 years
| Investment term in years |
Initial investment amount |
Annual rate of growth |
Quarterly withdrawals |
Withdrawal amount |
Investment value at end of period |
| 20 |
250,000 |
3% |
Yes |
1,850.00 |
253,241.00 |
| 20 |
250,000 |
6% |
Yes |
3,750.00 |
252,878.00 |
| 20 |
250,000 |
8% |
Yes |
5,000.00 |
256,515.00 |
| 20 |
250,000 |
10% |
Yes |
6,200.00 |
250,559.00 |
| 20 |
250,000 |
12% |
Yes |
7,500.00 |
250,081.00 |
500,000 invested over 10 years
| Investment term in years |
Initial investment amount |
Annual rate of growth |
Quarterly withdrawals |
Withdrawal amount |
Investment value at end of period |
| 10 |
500,000 |
3% |
Yes |
3,750.00 |
500,435.00 |
| 10 |
500,000 |
6% |
Yes |
7,400.00 |
507,447.00 |
| 10 |
500,000 |
8% |
Yes |
10,000.00 |
504,047.00 |
| 10 |
500,000 |
10% |
Yes |
12,500.00 |
507,073.00 |
| 10 |
500,000 |
12% |
Yes |
15,000.00 |
511,425.00 |
500,000 invested over 20 years
| Investment term in years |
Initial investment amount |
Annual rate of growth |
Quarterly withdrawals |
Withdrawal amount |
Investment value at end of period |
| 20 |
500,000 |
3% |
Yes |
3,750.00 |
501,024.00 |
| 20 |
500,000 |
6% |
Yes |
7,400.00 |
505,756.00 |
| 20 |
500,000 |
8% |
Yes |
10,000.00 |
513,031.00 |
| 20 |
500,000 |
10% |
Yes |
12,500.00 |
501,118.00 |
| 20 |
500,000 |
12% |
Yes |
15,000.00 |
500,163.00 |
1,000,000 invested over 10 years
| Investment term in years |
Initial investment amount |
Annual rate of growth |
Quarterly withdrawals |
Withdrawal amount |
Investment value at end of period |
| 10 |
1,000,000 |
3% |
Yes |
5,500.00 |
1,093,800.00 |
| 10 |
1,000,000 |
6% |
Yes |
15,000.00 |
1,004,083.00 |
| 10 |
1,000,000 |
8% |
Yes |
20,000.00 |
1,008,094.00 |
| 10 |
1,000,000 |
10% |
Yes |
25,000.00 |
1,014,416.00 |
| 10 |
1,000,000 |
12% |
Yes |
30,000.00 |
1,022,851.00 |
1,000,000 invested over 20 years
| Investment term in years |
Initial investment amount |
Annual rate of growth |
Quarterly withdrawals |
Withdrawal amount |
Investment value at end of period |
| 20 |
1,000,000 |
3% |
Yes |
7,000.00 |
1,056,628.00 |
| 20 |
1,000,000 |
6% |
Yes |
15,000.00 |
1,011,512.00 |
| 20 |
1,000,000 |
8% |
Yes |
20,000.00 |
1,026,062.00 |
| 20 |
1,000,000 |
10% |
Yes |
25,000.00 |
1,052,442.00 |
| 20 |
1,000,000 |
12% |
Yes |
30,000.00 |
1,098,269.00 |
It should be noted that the examples above apply to whichever currency is being used for investment.
Projections
Projections are not guarantees of future performance. The figures used are based on past performance which have been matched or exceeded by the portfolios which we propose using.
Inflation
Inflation factors vary on an ongoing basis from country to country. Projected asset value will be affected by this figure. We suggest that an inflation factor of 3% per year should be estimated when calculating future values assets. Using this factor please note the following:
| Inflation |
Value of sum at start of period |
Considered sum at end of period |
Period years |
| 3% |
1.00 |
1.34 |
10 |
| 3% |
1.00 |
1.56 |
15 |
| 3% |
1.00 |
1.81 |
20 |
| 3% |
1.00 |
2.09 |
25 |
| 3% |
1.00 |
2.43 |
30 |
Find more information through the links below:
Speak to one of our advisers now on +44 (0)203 5880 442
+44 (0)203 5880 442
+33 (0)1 82 88 39 35
+1 716 226 0798
+41 435 083 629
+61 283 104 819
+65 3108 0434
+64 99 730 402
+34 932 203 804
+377 97 97 29 22
+44 (0)203 5880 442
+33 (0)1 82 88 39 35
+32 (0)2 342 0510
+1 716 226 0798
+41 435 083 629
+61 283 104 819
+65 3108 0434
+64 99 730 402
+34 932 203 804
+377 97 97 29 22
